?

Log in

No account? Create an account

Previous Entry | Next Entry

budgeting

I can see how Ron got so obsessed with his budget. Google Spreadsheets (or budgeting in general) is very addictive. So far I've only done through January 2007, because around then, things are going to change drastically (an almost definite raise, Seana moving out, etc).



I'll definitely be making more than I'm spending (uh yes, I realize this is how most people operate, but I haven't been able to do that for the past year, so this is new to me).

I set aside $130 for the Gainesville trip. Between gas and what I'll call "incidentals" I plan on living it up Labor Day weekend. I also have $300 ear-marked for furniture this week, and all my bills are in the spreadsheet. I'm over-estimating utilities and cell phone, and paying $50 extra on my car every month. After this first month or so I'll be able to move large chunks of money into Savings.

My bills are going to stay approximately the same as they were last year (rent goes down a little bit, utilities will go down a little bit, car insurance will go up a bigger bit, everything else will stay the same), I'm just making twice as much.

Tags:

Comments

( 12 comments — Leave a comment )
chapstickqueen
Aug. 23rd, 2006 04:10 pm (UTC)
I LOVE Google Spreadsheets!
Good job on overestimating costs.
OOoh! If you want a good interest rate on a savings account, use ING. They pay 4.35% as opposed to most banks [like my old Bank of America account] at 0.05% and if you sign up through my referral link, you get $25 and I get $10!
thisgirliknow
Aug. 23rd, 2006 04:41 pm (UTC)
Google Spreadsheets rocks :)

That sounds neat, I'll have to check it out.
chapstickqueen
Aug. 23rd, 2006 04:50 pm (UTC)
Email me at gena dot miller at gmail dot come with your email address and i'll send you the referral link.
lasunshine
Aug. 23rd, 2006 04:45 pm (UTC)
I just looked at Google Spreadsheets. How nice. Do they have templates?
thisgirliknow
Aug. 23rd, 2006 04:49 pm (UTC)
no, but you can import things in from excel, which is how I originally tried to do my budget, but then ended up writing the formulas myself.
lasunshine
Aug. 23rd, 2006 05:07 pm (UTC)
Cool. I'm going to play around with it. I'm really looking for something like Money where it updates from your accounts. But I like the fact that I can make a spreadsheet here and look at it at the office.
thisgirliknow
Aug. 23rd, 2006 05:11 pm (UTC)
yeah, it's really nice that you can access it anywhere. Yay google!

I've never used Quicken or Money or any of the really awesome money programs, though, so my excitement level probably runs higher than someone who has.
lasunshine
Aug. 23rd, 2006 05:18 pm (UTC)
Yeah. Most of the stuff for work is on an Excel ss that I have on my jump drive which I ALWAYS LEAVE AT HOME ON ACCIDENT. So I may move everything to Google SS.

I just looked and Quicken is so much cheaper than Money and I love the layout. I may just change.
silicon_jesus
Aug. 23rd, 2006 05:36 pm (UTC)
That emoticon looks like a cow chewing its cud.
thisgirliknow
Aug. 23rd, 2006 06:12 pm (UTC)
haha, yeah, it does. That's Frank the goat, the LJ mascot.
silicon_jesus
Aug. 23rd, 2006 06:13 pm (UTC)
I thought it was a pale man with frizzy hair.
thisgirliknow
Aug. 23rd, 2006 06:14 pm (UTC)
and yet, it's still a goat.
( 12 comments — Leave a comment )

Profile

botticelli
thisgirliknow
Much like pineapples, I am hardcore.

Latest Month

March 2019
S M T W T F S
     12
3456789
10111213141516
17181920212223
24252627282930
31      

Tags

Powered by LiveJournal.com
Designed by yoksel